For Clients with Pension Plans

We advise boards of trustees and pension committees in union, single-employer, and jointly governed environments on all aspects of retirement plans including defined benefit, target benefit, and defined contribution plan designs.

Our services include advice and guidance with respect to design, financial management, actuarial valuation and funding, accounting, governance, and administration of retirement programs.

Further, we have experience with projects such as:

  • Reviewing pension administration procedures or calculations
  • Establishing, terminating or changing plans
  • Reviewing work performed by other providers
  • Converting plans from one design to another (e.g., defined benefit plans to target benefit plans)
  • Plan member education seminars
  • Board and committee education
  • Analysis of pooled registered pension plan (PRPP) feasibility
  • Communication support: newsletters, websites, booklets, annual reports

We also advise clients on investment issues for funded pension plans, including:

  • Investment strategy, policy, and beliefs reviews
  • Investment performance analysis and reporting
  • Asset mix studies
  • Dynamic asset allocation and de-risking strategies
  • Fund manager and custodian reviews and selection
  • ESG reporting
  • Board and committee education

We have experience with many types of plans and sponsors, from among the largest pension plans in Canada (over 80,000 members) to smaller plans. We act as advocates for our clients on various issues including changes to funding rules, commuted value rules, and various changes to legislation necessary for our clients’ plans to improve sustainability in light of long-term objectives.

Our work for sponsors is also informed by our significant experience advising clients and their legal counsel on actuarial issues related to pension litigation.

Please contact us if you would like to discuss our services for clients with retirement plans.

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