Accounting Matters – Old Age Security

When Old Age Security was changed in the Federal budget last year some people asked me whether the cuts were necessary.  That is a difficult question because almost all government spending decisions are choices rather …

The Impact of Aging on Investment Returns

I originally wrote this article in May 2011.  I think that it remains relevant today: feel free to disagree (or agree) in the comments below. Suppose you were told that you would live to 120.  …